NOT PERSONALIZED LOAN OFFER. Sample payment based on lowest interest rate offered by lender of 8.5% (as of 5/9/24) for a variable-rate HELOC with a 10-year draw period (interest-only monthly payments required) and 15-year repayment period (principal + interest monthly payments required), available to applicants with a credit score of at least 740, and assumes debt-to-income, a zero balance first mortgage and combined loan-to-value ratios within lender guidelines and 100% return of investment on renovation financing. Variable rate determined by prime rate plus lender’s margin. Rate and loan program terms subject to change without notice. Closing costs and fees apply.